What the Target Hack Means for Consumers

You will be hard-pressed to find an American that is not concerned about the news that Target’s customer payment systems were hacked and thousands of consumers’ credit cards and financial information were compromised. While everyone seems to know about the hack, not many people truly understand what caused it. We have the details for you. Read on for a look at what caused the Target hack and how consumers can protect themselves.

The Origins of the Hack

The credit and debit card breach that occurred in Target, Neiman Marcus and other retailers affected over 70 million consumers and analysts believe … Read the rest

5 Tips for Personal Finance Success

It doesn’t take much to find a “top ten” list of financial tips on the internet.  From blogs to news sites to financial magazines, everyone with an opinion has their own formula for how to be a financial success. There are some tips that seem to show up time and time again on these lists, which suggest that maybe there is some weight to them.

1. Research. Research. Research.

financial researchThere are three types of research needed when managing personal finances. First, know your current financial situation inside and out. Next, figure out where you want to be and when — … Read the rest

Investments in Sports Teams

Sports fans sometimes dream of owning their favorite team and all the changes and improvements they’d make to turn their team into champions.  While they probably will never have the fortunes necessary to buy a major league sports team, there are other ways that they can invest in sports teams for both profit and bragging rights.

Invest in Publicly Traded Teams

sports KansasPerhaps the easiest way to invest in a major league team is to buy shares.  There are a handful of publicly traded teams, including the New York Knicks and the New York Rangers.  The Green Bay Packers aren’t traded … Read the rest

Money: Mutual Fund Investing Basics

Mutual funds are a great way for beginners to get started investing.  A group of people pool their money together and hire a portfolio manager to manage their investments.  The money is often invested in a variety of tools, such as money markets, stocks, and bonds

Learn the Basics

The first thing you need to decide is the purpose of investing.  Are you planning to invest for retirement or to accumulate money for financial security?  What time line are you looking?  These answers will help you determine how you will invest your money.

Stocks are the ideal choice when you … Read the rest

Chinese Banks on the Rise, Or Are They?

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China is known as one of the world’s greatest financial powers. They stand out as one of the few countries not struggling through this global recession, or are they? In an article on CNBC.com there is some speculation over whether the country is doing as well financially as they would like the rest of the world to believe. The Big Four banks in China have continued to seek out new sources of capital, even after a lending boom in 2009-2010. One of the biggest concerns that analysts have is that the government is one of the … Read the rest

Financial Aid Promised to Victims of Climate Change

Most countries have faced financial and economic setbacks in recent years, some worse than others. But unlike many of the countries, Asia and the Pacific has some additional burdens to bear. Storms, floods, drought, and other climate changes over the last couple years have caused damage and mass migration that is costing unknown sums of money and causing millions of people to become misplaced.

But there is hope. As part of the Green Climate Fund (GEF) and the International Organization of Migration (IOM) has plans to help fund almost 3,000 projects in 168 developing countries. All of the projects will … Read the rest

Reasons a Rent Application Would Be Rejected

There are a number of reasons that a renter’s applicant might be rejected. Knowing what companies are looking for in your history is the first step in knowing if you might be able to rent from a company. If the company caters to a specific audience, like commercial property managers or property managers for students, such as many Transglobe buildings this may be a little different. In such a case you would need to direct your questions about Transglobe Property Management toward them, or toward the company you are thinking of renting from.

1. Bad Credit
This is one of … Read the rest